Reason To Purchase Travel Insurance

All payments to and/or the parent company, Personalized Services International, LLC, are non-refundable and non-transferable. Therefore, it is important for you, as our customer, to purchase travel insurance to cover any loss you might incur as a result of unforeseen changes in your travel plans. Additionally, we have contractual agreements with hotels, airlines, and other vendors that will NOT allow us to refund on booked travel. Moreover, we do our best to provide competitive pricing for our vacations and tours. As an added benefit, we offer you options to make monthly payments on your vacation.

Top 10 Compelling

Reason To Purchase Travel Insurance


When planning a trip, whether international or domestiс, certain essentials easily come to mind— booking flights, securing accommodations, and curating itineraries. However, one often underestimates the necessity of any well-planned travel endeavor is travel insurance. Although it may seem like an additional cost at first glance, this page aims to convince you otherwise with ten compelling reasons why investing in a travel insurance policy should be considered a crucial component of your travel agenda.

  1. Unforeseen Cancellations: No one can predict emergencies, but travel insurance can cover you when they happen. Perhaps you fall ill before your vacation, or an elderly parent does, forcing you to cancel your trip; you’ll need travel insurance with trip cancellation coverage to recoup your nonrefundable costs.
  2. Insurance Against Travel Company Bankruptcies: In scenarios where booked airlines, cruises, or tour operators go bankrupt, travelers without insurance might lose their hard-earned vacation funds. Travel insurance protects your financial investment.
  3. Protection Against Medical Emergencies: During travel, you might need immediate medical attention due to illness or accidents. You could incur colossal bills without travel insurance, especially in foreign countries. Having travel insurance ensures that you are covered for such contingencies.
  4. Security Against Theft: Theft can occur anytime, anywhere. Travel insurance with coverage for personal belongings offers recompense for lost or stolen goods, adding an essential layer of security during your travel.
  5. Coverage for Travel Delays: Travel delays can lead to additional costs in accommodation and meals. Travel insurance can cover these unplanned expenses, ensuring you are not left stranded due to such unfortunate occurrences.
  6. Protection from Natural Disasters: Natural disasters are unpredictable and can cause significant disturbances to travel plans. Travel insurance acts as a buffer, providing coverage for any damages or cancellations caused due to such episodes.
  7. Evacuation Coverage: In dire situations requiring emergency evacuation, travel insurance covers evacuation costs, providing you with a life-saving financial safety net.
  8. Acts of Terrorism: In an increasingly unpredictable world, the safety of travel destinations can alter abruptly. Travel insurance policies with terrorism coverage can compensate for trips canceled due to terrorist activities.
  9. Covers Adventure Activities: Most standard health insurance policies will not cover injuries or accidents resulting from high-risk activities like skydiving or scuba diving. Certain travel insurance policies can provide coverage for such adventurous pursuits.
  10. Peace of Mind: Above all, travel insurance offers peace of mind, knowing that no matter what pitfalls might occur during your journey, you’re financially protected and will receive the necessary assistance.

Each of these reasons proves the necessity of travel insurance, demonstrating that the potential peace of mind it offers indeed outweighs the initial investment cost. Coverage varies among different policies, so it’s essential to research and select one that suits your specific travel requirements.

Traveling is about making lasting memories and having new experiences, not worrying about potential issues that can turn your trip upside down. Investing in travel insurance acts as a safety measure, empowering you to fully enjoy your journey without being burdened by ‘what ifs.’ Thus, as we navigate through this increasingly unpredictable world, having the safety net of travel insurance is not only a smart but an essential move.

The answer to most of these questions is you would be responsible for the cost or face losing money on your travel investment. Don’t allow this to happen. We suggest travel insurance to all of our clients just in case the “what if” happens to you. Please strongly consider travel protection coverage when you purchase one of our travel packages or buy travel in general. It’s better to have the insurance and not need it, than to need it and not have it!

Having travel insurance will protect your investment and give you peace of mind. and Personalized Services International, LLC recommend purchasing cancel for any reason insurance. We recommend purchasing this type of insurance because it will allow you to cancel for any reason. The “cancel for any reason” insurance will allow you to cancel due to COVID-19 or any other reasons. This type of insurance will cost more than your normal insurance; however, your investment will be better protected with this type of insurance. 
Purchasing this type of policy is time-sensitive, so we urge you to purchase travel insurance when booking your vacation.

Contact us directly to explore what type of travel insurance you desire.

Thank you,